Spread the Cost with Finance

Are you thinking of spreading the cost of your purchase? Finance is a convenient way to make your purchase more affordable when used responsibly.

We’ve partnered with Omni Capital Retail Finance, one of the UK’s leading retail finance specialists, to offer simple, flexible finance options. The online application process takes just a few minutes to complete, and you’ll receive an instant decision in most cases. 

Our Finance Options

Our monthly payment plans are designed to help spread the cost of your purchase.

We offer:

• Interest-free finance for 11 months

• Finance terms from 6 to 11 months

• 0% APR / APR from 0% to 14.9% (subject to product and loan value)

Finance is subject to status and affordability. You should only enter into a finance agreement if you are confident you can afford the repayments for the full term of the loan. Please consider any future changes to your circumstances that could affect your ability to make repayments, such as changes in employment, income, or personal circumstances. 

If you fail to keep up with repayments, this may affect your credit record and could result in further action being taken to recover the outstanding balance. 

Am I Eligible for Finance?

You may be considered for finance if you:

• Are at least 18 years old

• Are a permanent UK resident and have lived in the UK for at least 3 years

• Have a gross annual income of at least £5,000

• Have a UK bank account capable of accepting Direct Debits

• Have a good credit history with no recent late payments, CCJs, Debt Relief Orders or bankruptcies

• Meet Omni Capital Retail Finance’s lending criteria

All finance applications are subject to status and approval. 

Representative Example

You can view your repayment options using our finance calculator on eligible product pages.

Representative example (illustrative):

• Cash price: £3,000

• Deposit: £1500

• Loan amount: £1500

• Term: 11

• Interest rate: 0% APR (or 0% APR if applicable)

• Monthly payment: £136.36

• Total amount payable: £3000

• Cost of credit: £0

Representative examples are provided to help you understand typical repayment structures. Actual terms may vary depending on the finance option selected and your individual circumstances. 

How Paying with Finance Works

Paying with finance is simple:

1. Add your chosen item(s) to your basket

2. Select finance at checkout

3. Complete the online application

4. Receive an instant decision

5. Your order is processed and dispatched as normal